Many workers today are looking forward to unemployment benefits. On the other hand, some jobless people are now have a chance to go back at work, as some companies open the doors for them. The good news about economic recovery is that some indicators are showing improvements in the Achilles Heel of recovery – the unemployment rate.  The jobless rate and the rate of underemployment, or people not working in full capacity, are the hinges on which recovery swings.  Both rates dropped slightly in November of 2009, and layoffs drastically slowed.  These are good signs, and while they don’t mean people don’t need <a >payday loans</a>, it does mean that if the good signs keep up, real recovery isn’t as far off as previously thought.